"Good hands for the good life"

Disability Insurance

Should I use a RRSP or TFSA or both?

A TFSA can be an ideal savings vehicle if you’re in a low-income tax bracket. RRSPs may not be well suited to low-income Canadians. As the earlier example demonstrates, the RRSP account tax savings are insignificant and may be in a higher tax bracket when you withdraw. You may also

Critical Illness

Affordable Critical Illness Solutions Made Easy

As Canada’s population grows, the risk of severe illnesses like cancer, stroke, and heart disease also increases significantly. A diagnosis of a critical illness can have devastating emotional and financial consequences. The financial impact it can have is often not anticipated by most Canadians. Due to the cost and high

Disability Insurance

How much do I need for retirement?

Predicting your retirement needs is best started by assessing your current expenses and pinpointing future costs related to your work that will decrease when you retire, such as clothing, eating out, gas, etc…


Benefits of an RRSP

There’s no minimum balance needed to start saving, no setup or monthly fees, and no fees to deposit or take out money. Keep in mind that withholding taxes may apply to withdrawals…


Insurance News | Introduction

Dear Friends!
I started this mailing list to share the latest news from the insurance industry with you, warn you about common mistakes related to a lack of information, and remind you of what you should pay attention to.

Visitor Insurance

Travelling | Visitor Insurance is required right now!

This is true for both visitors and most new residents of Canada. In most provinces, public health insurance in Canada is not available to immigrants and students for the first few months. When the deadline expires…