Explore Insurance with Mileni
No minimums or fees
There’s no minimum balance needed to start saving, no setup or monthly fees, and no fees to deposit or take out money. Keep in mind that withholding taxes may apply to withdrawals.
Pay less tax in retirement
When you retire, your income will probably be lower than it is now. That means the money you and your spouse take out of your RRSPs will likely be taxed at a lower rate.
Borrow to pay for a first home or education
Take out up to $35,000 to make a down payment on your first home with the Home Buyers’ Plan and up to $20,000 for your or your spouse’s education with the Lifelong Learning Plan. Faster growth without taxes while you save In your RRSP, taxes aren’t applied until you start withdrawing your money. Instead, every dollar in your account keeps growing.
Pay less tax today
When you contribute to your RRSP (or your spouse’s), you lower your taxable income and pay less tax today.
Lower risk in your retirement portfolio
Your money will earn a high-interest rate and won’t depend on stock market returns. Plus, your savings are eligible for deposit insurance from the Canada Deposit Insurance Corporation (CIDC).
RRSP investment options

Registered Advantage Account
Get a high rate of return on your money while having easy access to it when needed.
No minimum investment
All deposits earn the same high-interest rate
No setup fees

Long-term GICs
Lock your money in to earn guaranteed returns in a secure, simple investment.
$2,500 minimum investment
Competitive rates on 1-year to 5-year terms
No setup or maintenance fees

Short-term GICs
Stay flexible and keep your options open with investment terms of up to a year.
$25,000 minimum investment
Competitive rates on 30-day to 364-day terms
No setup or maintenance fees.
For more information – 647-993-8405
The first insurance in the country is a medical policy coming to Canada - Visitors to Canada Insurance (Travel Insurance Canada).