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Insurance

Insurance policies are ironic because you need to buy them when you don’t need them! You are likely to be denied coverage or your policy will be much more expensive if you suffer an unexpected injury or illness. A very detailed medical questionnaire is the first step in the insurance application process. Providing inaccurate information can dramatically increase the cost of your insurance and may lead to future problems. A person’s life insurance costs can be very low as long as they are young and healthy. It is possible to develop various health problems over time, to be diagnosed with diseases, and then to become very expensive to purchase life or health insurance.

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Benefits of an RRSP BMO

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No minimums or fees

There’s no minimum balance needed to start saving, no setup or monthly fees, and no fees to deposit or take out money. Keep in mind that withholding taxes may apply to withdrawals.

Pay less tax in retirement

When you retire, your income will probably be lower than it is now. That means the money you and your spouse take out of your RRSPs will likely be taxed at a lower rate.

Borrow to pay for a first home or education

Take out up to $35,000 to make a down payment on your first home with the Home Buyers’ Plan and up to $20,000 for your or your spouse’s education with the Lifelong Learning Plan. Faster growth without taxes while you save In your RRSP, taxes aren’t applied until you start withdrawing your money. Instead, every dollar in your account keeps growing.

Pay less tax today

When you contribute to your RRSP (or your spouse’s), you lower your taxable income and pay less tax today.

Lower risk in your retirement portfolio

Your money will earn a high-interest rate and won’t depend on stock market returns. Plus, your savings are eligible for deposit insurance from the Canada Deposit Insurance Corporation (CIDC).

RRSP investment options

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Registered Advantage Account

Get a high rate of return on your money while having easy access to it when needed.

No minimum investment

All deposits earn the same high-interest rate

No setup fees

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Long-term GICs

Lock your money in to earn guaranteed returns in a secure, simple investment.

$2,500 minimum investment

Competitive rates on 1-year to 5-year terms

No setup or maintenance fees

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Short-term GICs

Stay flexible and keep your options open with investment terms of up to a year.

$25,000 minimum investment

Competitive rates on 30-day to 364-day terms

No setup or maintenance fees.

For more information – 647-993-8405
www.mileni-insure.ca

The first insurance in the country is a medical policy coming to Canada - Visitors to Canada Insurance (Travel Insurance Canada).

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Insurance News | Introduction

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Dear Friends!
I started this mailing list to share the latest news from the insurance industry with you, warn you about common mistakes related to a lack of information, and remind you of what you should pay attention to.
Dear friends,
I also want to share information about other topics that interest me and that you might find interesting. How to stay healthy, how to change your eating habits, how you can use essential oils in your daily life, or to share recipes and suggestions I sporadically encounter on the Internet.
What exactly would you be interested in reading in my letters? I appreciate your time. I want the two minutes spent reading my newsletter to be well spent!
And in parting, a couple of insurance jokes:
“The essence of insurance is that people who are lucky pay for the failures of people who are not so fortunate.”
 
Rabinovich laments to a friend:
– Professional stress will finish me off! I suffer from migraines, my blood pressure is off the charts, I sleep terribly, and I just got an ulcer. If I don’t quit, I’ll probably have a stroke or a heart attack.
– Why are you staying with the company?
– Yes, it hurts in our company favorable medical insurance conditions … “
With care to you,
Insurance Agent
Inna Shafir
1-647-993-8405
 
I will check the current policies at no cost and at a time that is convenient for you. Life changes, the insurance industry, smoking status, and other factors can lower the cost of your insurance.

 

The first insurance in the country is a medical policy coming to Canada - Visitors to Canada Insurance (Travel Insurance Canada).

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Travelling - Visitor Insurance is required right now!

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This statement is true for both visitors and most new residents of Canada. In most provinces, public health insurance in Canada is not available to immigrants and students for the first few months. When the deadline expires for the region, public health insurance for an immigrant or Canadian citizen becomes available.
 
Travelers and visitors to Canada must take out Visitors to Canada Insurance. It is highly suggested that individuals purchase a medical insurance policy. The cost of treatment in Canada is high. If you do not have any insurance for emergency medical care, you will have to pay a large amount. Also, do not choose a policy that does not cover hospital treatment. For example, after an appendix is removed, medical bills can start at a minimum of 7,000 Canadian dollars. The amount will be significantly more if we discuss serious medical interventions or prolonged hospitalization. People with chronic diseases take health insurance more responsibly. However, even a sudden dentist in Canada visit without insurance might seriously derail your plans. That is why Travel-Visitor Insurance Canada must be; it is unpleasant not to have it.
 
It is essential to take a severe approach to choosing an insurance policy. The insurance price depends on the length of stay, the age, and the selected package of services. Mileni Insure works with insurance plans for New Immigrants, Guests, Families Visitors, and International Students.
 
Our insurance company will assist you in navigating the complexities of insurance offers and selecting a personalized, cost-effective insurance plan. 
Please, contact us for more information. Our agent will contact you within 24 hours and respond to any inquiries or questions you may have.

 

The first insurance in the country is a medical policy coming to Canada - Visitors to Canada Insurance (Travel Insurance Canada).

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